NFIP Application & Ordinances

NIFP Some 20,000 communities across the United States and its territories participate in the National Flood Insurance Program (NFIP) by adopting and enforcing floodplain management ordinances to reduce flood damage. In exchange, the NFIP makes federally-backed flood insurance available to homeowners, renters, and business owners in these communities. Community participation in the NFIP is voluntary.

Flood insurance is designed to provide an alternative to disaster assistance to reduce the escalating costs of repairing damage to buildings and their contents caused by floods. Flood damage is reduced by nearly $1 billion each year through communities implementing sound floodplain management requirements and property owners purchasing flood insurance.

The following documents are to be used by communities entering the NFIP prior to the issue of new flood maps in association with the FEMA map modernization program.

A new ordinance and instructions will be necessary for communities mapped on a county-wide basis since January 2006. Please contact the state NFIP coordinator for additional information.

Model Resolution

Model Ordinances
Arkansas Communities (with no Flood Boundary or Flood Insurance Rate Map)
Arkansas Communities (all others)
Flood Damage Prevention Code
Rationale for Elevation Freeboard in the Flood Damage Prevention Code

Sanctions for Non-Participation in the NFIP